This system is an integrated Sacco and micro finance management system with a number of modules which enable a Sacco to manage its operations from loans applications to disbursement, savings and withdrawals,expenses,shares, accounts functionality, financial accounting and reporting, shares/deposits management, front office administration and group’s management.
Its user friendly and reliable and more so affordable and modern
Member Management
- Allows SACCOs & microfinance institutions to register their clients & open their accounts.
- Captures, processes & analyzes bio data, demographic data from members and clients.
- Produce customised accounts reports like dornant accounts,deceased memebers accounts,most active accounts
- Client register by category, date opened, status, (customized to give client register by key fields.
- Dormant client accounts, deceased clients account, closed client accounts, client withdrawal report
- user activity log on client records i.e. Record user name, record date and time of creation / modification of client record
SMS /EMAIL NOTIFICATIONS
The application has capability to
- Allows SACCOs & microfinance institutions to register their clients & open their accounts.
- Captures, processes & analyzes bio data, demographic data from members and clients.
- Produce customised accounts reports like dornant accounts,deceased memebers accounts,most active accounts
- Client register by category, date opened, status, (customized to give client register by key fields.
- Dormant client accounts, deceased clients account, closed client accounts, client withdrawal report
- user activity log on client records i.e. Record user name, record date and time of creation / modification of client record
Expense Tracking
- Expense Categories
- Expense details
- Customised expenses reports (expense reports by category,expense reports by date,expense reports by individual who authorised it)
- Graphical analysis of expenses
Loans Management
- Allows User /SACOto create different loan products like school fees loans,Agriculture loans,youth loans,etc
- It caters for both reducing and flat rate interest rates
- Allows to monitor performance of individual credit officer/loans officer
- Enables loans officers to manage their client portifolio
- Produce customised loan reports like disbursed loans report,pending approval,rejected loan report,Loan issued beyond the appraisal parameters,Guarantors report
Customised reports
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- Loan application report
- Loan approved report
- Approved loans but pending disbursement
- Rejected loan report
- Disbursed loan report- able to show loan disbursed partly
- Repayment schedule of all loans (whether paid/not paid)
- Loan delinquency report ( ability to give reports based on time/period , employers, station e.t.c
- Loan underpayment report
- Negative loan balances / overpaid loan reports
- Client loan listing – detailed & summary & be categorized by employer, station, period
- Loan movement schedule
- Loan issued beyond the appraisal parameters
- Guarantors report